Frequently Asked Questions

Why should I use an advisor?

Advisors at SV Benefits are independent from the insurance companies – we work for you, not the insurance company. We learn about your business and your vision for your company.

We are experts in the insurance industry, so you don’t have to be.

SV Benefits acts on your behalf as your single point of contact instead of navigating the world of large insurance carriers on your own.

We develop a relationship with our clients both professionally and personally to ensure your best interest.

Is my business too small for a Group Benefits plan?

No. There are specific plans that cater to businesses as few as 1 employee (sole proprietors).

Is my business too small for SV Benefits to consider? Is my business too big for SV to handle?

Our team currently services both large and small businesses alike. We are well-equipped to handle any size of business.

Can I afford to give my employees benefits?

Yes. With flexible coverage options available, we are confident we can find a solution that fits your needs and within your budget.

Many small companies are searching for great talent. Health benefits coverage is a great way to attract and retain valuable employees.

Aren’t all benefit plans pretty much the same?

Some plans are very similar. However, there are literally hundreds of options between different insurance carriers and the plans that they offer. The benefit of having SV Benefits as your advisor is that we do the research, explain the differences and advise you of your best options.

Are rates negotiable?

As your benefits partner, with decades of experience and established relationships, SV Benefits negotiates with multiple carriers on your behalf to obtain the best rates possible.

How do I ensure stability in my plan?

Through the SV Benefits consultation process and associated recommendations, we limit your group’s exposure to liability. We have the right products, industry experience and knowledge to ensure your firm is well protected.

How do I know my current plan is competitive in the marketplace?

SV Benefits can audit your benefits plan, to ensure fair treatment and make any pertinent recommendations. This process often results in discovering inefficiencies that may need to be addressed.

Manitoba, we are at your service.